The story is laid in a Vermont town in 1933 in which six residents find themselves in some kind of a predicament because the government had declared a Bank Holiday to avoid run-on-the-bank situations happening across the country. By a curious turn-of-events ten $100 bills are put in an inn's safe. Innkeeper Horace Taylor finds them and concludes they are payments from his debtors. He immediately pays off his own debts---only to be told later by his clerk, Uncle Ed, that the money belonged to a guest at the inn. Taylor begins a frantic effort to trace and regain the money, which is merrily circulating around the town from storekeeper J. J. Johnson to a landlady, Geraldine Atherton, to a lawyer, Tom O'Connor and his wife Audrey, to an artist, Waldo Williams and his fiancée Francie Taylor, the inn-keepers daughter. Plus, two rum-running bootleggers are conducting their own search for the bills. As Taylor trails the elusive money, the individual dramas of the various possessors are revealed."Money is like blood needs to circulate".