Fundo de Financiamento ao Estudante do Ensino Superior

The Fundo de Financiamento ao Estudante do Ensino Superior (English: Higher Education Student Financing Fund), also known as FIES, is a Brazilian Ministry of Education program created in 1999 with the aim of financing higher education degrees for students enrolled in private institutions. It allows students to start paying their tuition fees only after graduation.[1][2]

History

In 1975, the Ernesto Geisel administration created the Programa de Crédito Educativo (English: Educational Credit Program), reformulated in 1999 during the Fernando Henrique Cardoso government and renamed FIES. Expanded in 2010 by the Lula government, the FIES interest rate was adjusted from 6.5% to 3.4% p.a. (below the SELIC rate). It also established a grace period of 18 months after the end of the course for the beneficiary student to start making payments and extended the repayment period to up to three times the duration of the course.[1][3][4][5][6]

In 2014, 26% of students enrolled in private higher education institutions benefited from FIES, representing an investment of around R$13 billion by the national government. In December 2014 and early 2015, the administration implemented changes to the criteria for granting finance by limiting the rate of annual readjustment of tuition fees and requiring students to achieve a minimum of 450 points and not to have failed the essay in the National High School Exam (ENEM). At the beginning of 2016, the program faced a cut of R$2 billion (16% compared to the 2015 budget) and changes to the rules and restrictions on access.[1][7][8][9]

In 2018, during the Temer government, the Ministry of Education announced new features for FIES. The maximum amount of tuition financed was increased, now accepting courses costing up to 7,000 reais per month and up to 10,000 reais for medical courses, limited to 42,900 and 60,000 reais per semester, respectively.[10][11][12][13] In addition, the MEC emphasized that 100,000 students will be able to finance the course with zero interest, as long as they belong to the group with a family income of up to three minimum wages; the ENEM score is used as the classification criterion for this benefit.[1][14]

Requirements

Candidates interested in the selection process must meet the following requirements:[15]

  • Has not completed a higher education course;
  • Has a gross monthly family income per person of up to 3 minimum wages;
  • Participated in one of the ENEM editions from 2010 onwards;
  • Obtained at least 450 points on the average of the tests and a score higher than 0 on the essay.

As of 2015, courses rated 5 and 4 in the Sistema Nacional de Avaliação da Educação Superior (SINAES) were given priority, as were courses in the North, Northeast and Central-West regions, with the exception of the Federal District. Students financed by FIES were granted a 5% discount on their tuition fees through the institutions.[16]

To be eligible for FIES, applicants must have taken the ENEM from 2010 onwards, except in the following cases:

  • A public school teacher, working as a teacher in basic education;
  • A member of the permanent staff of a public institution;
  • Be regularly enrolled in a teaching degree course;

Selection process

The FIES selection process allows applicants to choose up to three courses. Like SISU, it has a cut-off score updated daily, according to the programs chosen by the student. The tie-breaking criteria in the FIES placement process are as follows:[17]

  • Higher ENEM score;
  • Non-graduate applicants with a greater chance of obtaining funding;
  • Higher score in the ENEM essay;
  • Highest score in Languages, Mathematics, Natural Sciences and Human Sciences, respectively;
  • Those who have not yet graduated.

Renewal

The renewal of the financing can be classified in two ways: simplified, when there are no changes to the contractual clauses of the financing, and non-simplified, when there are changes to the contract.[18]

Temporary suspension

Temporary suspension can occur in the following situations:[19]

  • The student can request the temporary suspension of the contract through the FIES Computerized System (SisFIES), until the 15th day of the months of January to May, for the 1st semester, and July to November, for the 2nd semester. The suspension will only be valid from the first day of the month following the month in which the request was made;
  • If the student wants to temporarily suspend the semester for which the financing has not been renewed, they can request this in any month of the semester to be suspended;
  • It is possible to suspend funding for up to two consecutive semesters;
  • The suspension must be approved by the Permanent Supervision and Monitoring Commission (CPSA) of the educational institution to which the student is linked;
  • In specific cases, analyzed and validated by the CPSA, the student can be suspended for another semester; if the educational institution closes its activities with MEC recognition, the student can be suspended for up to two more semesters;
  • Suspension can be requested by the operating agent if the financing is not renewed every semester during the established period.

Termination of contract

If the student has completed the financing period, the grace and amortization phases will start automatically. If the student wishes to request an early termination, they must access the FIES Computerized System (SisFIES) and choose one of the following options:[19]

  • Settle the outstanding balance of the loan when the Closing Agreement is signed;
  • Remain in the use phase of the financing and comply with the grace and amortization phases in accordance with the terms of the contract;
  • Anticipate the grace period of the financing and comply with the amortization phase in accordance with the terms of the contract;
  • Anticipate the repayment phase of the loan and make the installment payments in accordance with the terms of the contract.

Operation

FIES is operated by Caixa Econômica Federal and Banco do Brasil. All the operations of the selection process, from the adhesion of educational institutions and student registration to the publication of results and interviews, are carried out over the Internet. The selection criteria are impersonal and objective.[20]

See also

References

  1. ^ a b c d Prata, Pedro (2022-05-09). "Fies foi criado no governo de FHC e expandido sob gestão de Lula". Estadão. Retrieved 2023-12-18.
  2. ^ "LEI No 10.260, DE 12 DE JULHO DE 2001". Federal Government. Retrieved 2023-12-18.
  3. ^ "Juros do Fies são reduzidos pela metade". R7. 2010-01-15. Archived from the original on 2018-01-30. Retrieved 2018-01-29.
  4. ^ "Fies foi criado durante governo de FHC, não na gestão de Lula". CNN Brasil. 2022-05-18. Retrieved 2023-12-18.
  5. ^ "Proposta aumenta prazo para estudante formado começar a pagar o Fies". Agência Câmara de Notícias. 2014-08-29. Retrieved 2023-12-18.
  6. ^ "Juros no início do governo Lula eram de 26,5%; taxa hoje é menos da metade". UOL. 2010-12-08. Retrieved 2023-12-18.
  7. ^ Venturi, Jair (2015-03-15). "Fies: dois meses de incertezas". Gazeta do Povo. Retrieved 2015-03-25.
  8. ^ Borges, André (2016-01-01). "Minha Casa, Pronatec e Fies sofreram cortes de R$ 11 bilhões". Estadão. Retrieved 2023-12-18.
  9. ^ Saldana, Paulo (2016-01-02). "No ano do lema 'Pátria Educadora', MEC perde R$ 10,5 bi, ou 10% do orçamento". Estadão. Retrieved 2023-12-18.
  10. ^ "Fies vai voltar a atender cursos com mensalidade de até R$ 7 mil, anuncia MEC". G1. 2018-06-06. Retrieved 2023-11-14.
  11. ^ "Cursos de medicina terão novo teto de financiamento no Fies". MEC. 2022-07-27. Retrieved 2023-11-14.
  12. ^ Bischoff, Wesley (2012-06-14). "Ministério da Educação aumenta teto do Fies para curso de medicina". G1. Retrieved 2023-11-14.
  13. ^ Máximo, Wellton (2023-06-01). "Fies financiará até R$ 60 mil por semestre de cursos de medicina". Agência Brasil. Retrieved 2023-11-14.
  14. ^ Bermúdez, Ana (2017-07-06). "Novo Fies terá juro zero para 100 mil alunos por ano". UOL. Retrieved 2023-11-14.
  15. ^ "FIES". MEC. Retrieved 2023-12-18.
  16. ^ "Publicado resultado da pré-seleção do Fies para o segundo semestre de 2018". MEC. Retrieved 2023-12-18.
  17. ^ "Resultado do Fies: Entenda tudo sobre Classificação e Pré-seleção". Descomplica. 2023-03-01. Retrieved 2023-12-19.
  18. ^ Bertin, Carlos Eduardo. "Entenda o que é aditamento simplificado e aditamento não simplificado no Fies". Foco no ENEM. Retrieved 2023-12-18.
  19. ^ a b "Como funciona o financiamento no Fies". Descomplica. 2023-03-02. Retrieved 2023-12-19.
  20. ^ "OPERACIONALIZAÇÃO FINANCEIRA DO NOVO FIES". ABMES. 2018-11-21. Retrieved 2023-12-19.

Read other articles:

Gatot Hariyanto

Gatot Hariyanto Kapoksahli Koarmada RI ke-4PetahanaMulai menjabat 2 Oktober 2023 PendahuluDiki AtrianaPenggantiPetahana Informasi pribadiLahir20 Mei 1969 (umur 54)IndonesiaAlma materAkademi Angkatan Laut (1991)Karier militerPihak IndonesiaDinas/cabang TNI Angkatan LautMasa dinas1991—sekarangPangkat Laksamana Pertama TNINRP10134/PSatuanKorps SuplaiSunting kotak info • L • B Laksamana Pertama TNI Gatot Hariyanto (lahir 20 Mei 1969) adalah seorang perwira t...

 

Mohammad-Mehdi Abdekhodaei

Iranian conservative activist Mohammad-Mehdi AbdekhodaeiBornc. 1936 or 1937 (age 87–88)[1]NationalityIranianPolitical partyFada'iyan-e IslamParentGholam Hossein Tabrizi (father) Mohammad-Mehdi Abdekhodaei (Persian: محمدمهدی عبدخدایی) is an Iranian conservative activist. Son of Sheikh Gholamhosein Mojtahed-e Tabrizi,[2] he had a lower-middle-class bazaari background and was a minor attendant in a small hardware store. On 13 February 1952, when...

 

Cao Zhi

Dans ce nom, le nom de famille, Cao, précède le nom personnel. Pour les articles homonymes, voir Cao. Cao ZhiCao ZhiTitre de noblessePrince impérial (d)BiographieNaissance 192Décès 232Sépulture Tomb of Cao Zhi (d)Prénom social 子建Nom posthume 思Nom de pinceau 陳思王Activité PoèteFamille Famille Cao (d)Père Cao CaoMère Bian (en)Fratrie Princesse Qinghe (en)Cao AngCao PiCao ZhangCao Biao (en)Cao XiongCao ChongCao JieCao Gan (en)Cao Jun (en)Cao Gun (en)Cao YuCao Hui (en)Cao Li...

Henry Miller

American novelist (1891–1980) For other people named Henry Miller, see Henry Miller (disambiguation). Henry MillerMiller in 1940BornHenry Valentine Miller(1891-12-26)December 26, 1891New York City, U.S.DiedJune 7, 1980(1980-06-07) (aged 88)Los Angeles, California U.S.OccupationWriterPeriod1934–80GenreRoman à clef, philosophical fictionNotable worksTropic of CancerBlack SpringTropic of CapricornThe Colossus of MaroussiThe Rosy CrucifixionSpouse Beatrice Sylvas Wickens ​ ...

 

Batalyon Artileri Medan 8

Batalyon Artileri Medan 8/Uddhata YudhaLambang Yonarmed 8/105 Tarik/Uddhata YudhaDibentuk4 Desember 1960CabangArmedTipe unitSatuan Bantuan TempurPeranPasukan Artileri DaratBagian dariKodam V/BrawijayaMarkasJember, Jawa TimurJulukanYonarmed 8/105 Tarik/UDYMotoUddhata YudhaBaretCoklatMaskotAnak Panah UddhataUlang tahun4 DesemberAlutsistaMeriam KH-178 105mm Batalyon Artileri Medan 8/Uddhata Yudha atau Yon Armed 8/105/Tarik adalah merupakan salah satu satuan bantuan tempur (satbanpur) dibawah kom...

 

Mihajlo Cakić

Serbian footballer Mihajlo Cakić Cakić with Zorya in 2011Personal informationFull name Mihajlo CakićDate of birth (1990-05-27) 27 May 1990 (age 33)Place of birth Leskovac, SFR YugoslaviaHeight 1.82 m (6 ft 0 in)Position(s) MidfielderYouth career Rad Red Star PartizanSenior career*Years Team Apps (Gls)2008–2010 Zemun 26 (1)2010 Čukarički 11 (3)2011–2014 Zorya Luhansk 14 (0)2012–2013 → Slavia Mozyr (loan) 33 (0)2014 OFK Beograd 2 (0)2015 Tiraspol 10 (0)2015 Sher...

Hasse Thomsén

Swedish boxer Hasse ThomsénThomsén in 1972Personal informationBorn27 February 1942[1]Mölndal, Sweden[1]Died26 April 2004 (aged 62)[1]Kungälv, Sweden[1]SportSportBoxing Medal record Representing  Sweden Olympic Games 1972 Munich Heavyweight Hasse Evert Thomsén (27 February 1942 – 26 April 2004) was a heavyweight boxer from Sweden who won a bronze medal at the 1972 Summer Olympics. In the semifinals he was defeated by Romania's eventual silver med...

 

تلفزيون طوكيو

35°39′50″N 139°44′36″E / 35.66389°N 139.74333°E / 35.66389; 139.74333 تلفزيون طوكيو株式会社テレビ東京 (باليابانية)[1]株式会社東京12チャンネル (باليابانية) الشعارمعلومات عامةالاختصار テレ東 (باليابانية)TX (بالإنجليزية)12ch (بالإنجليزية) اللقب テレ東 (باليابانية)} البلد  اليابان التأسيس 12 أبريل...

 

Blessy

Indian director and screenwriter (born 1963) BlessyBornBlessy Ipe Thomas (1963-09-03) 3 September 1963 (age 60)Thiruvalla, Kerala, IndiaAlma materMar Thoma College, TiruvallaOccupationsFilm directorscreenwriterYears active1986–presentSpouseMiniAwardsNational Film AwardsKerala State Film Awards Blessy Ipe Thomas (born 3 September 1963) is an Indian film director and screenwriter who works in Malayalam cinema.[1] He has won one National Film Awards and six Kerala State ...

Будинок по вулиці Волоській, 5/14 (Київ)

Будинок по вулиці Волоській, 5/14 50°27′54″ пн. ш. 30°31′21″ сх. д. / 50.46500° пн. ш. 30.522583° сх. д. / 50.46500; 30.522583Країна  УкраїнаРозташування КиївПоділТип будівляДата заснування 1874 Будинок по вулиці Волоській, 5/14Будинок по вулиці Волоській, 5/14 (Київ) &...

 

List of the busiest airports in China

Map of all airports in mainland China with regular scheduled commercial flights, according to their 2017 total passenger throughput. Airports with >10 mil passengers labeled. Busiest airports in mainland China in 2007, with airports with >10 mil passengers labeled. Busiest airports in mainland China in 1997, with airports with >10 mil passengers labeled. China's busiest airports are a series of lists ranking the 100 busiest airports in Mainland China according to the number of total...

 

John James Audubon

French-American ornithologist (1785–1851) John James AudubonPortrait of Audubon by John Syme, 1826BornJean-Jacques Rabin(1785-04-26)April 26, 1785Les Cayes, Saint-Domingue (now Haiti)DiedJanuary 27, 1851(1851-01-27) (aged 65)New York City, U.S.CitizenshipFranceUnited StatesOccupation(s)Artist, naturalist, ornithologistSpouse Lucy Bakewell ​(m. 1808)​Signature John James Audubon (born Jean-Jacques Rabin, April 26, 1785 – January 27, 1851) was a French...

Daftar bandar udara di County Clark, Nevada

Artikel ini sebatang kara, artinya tidak ada artikel lain yang memiliki pranala balik ke halaman ini.Bantulah menambah pranala ke artikel ini dari artikel yang berhubungan atau coba peralatan pencari pranala.Tag ini diberikan pada Desember 2023. Kabupaten Clark, Nevada mengoperasikan beberapa bandar udara: Bandar Udara Internasional McCarran, Paradise (IATA: LAS, ICAO: KLAS) - Bandara komersial utama untuk Las Vegas Bandar Udara North Las Vegas, North Las Vegas (IATA: VGT, ICAO: KVG...

 

Юридический факультет Санкт-Петербургского государственного университета

Юридический факультетСанкт-Петербургский государственный университет Год основания 1724 Декан Сергей Александрович Белов Месторасположение 199026, Россия, Санкт-Петербург, Васильевский остров, 22-я линия, д. 7 Сайт law.spbu.ru  Медиафайлы на Викискладе Юридический факультет Са...

 

Kyōto Station

Major railway and metro station in Kyoto, Japan Kyōto Station京都駅Kyoto Station BuildingJapanese nameShinjitai京都駅Kyūjitai京都驛Hiraganaきょうとえき General informationLocationShimogyo-ku, Kyōto CityKyōto PrefectureJapanOperated by JR West JR Central Kintetsu Railway Kyoto Municipal Subway Connections Bus terminalOther informationStation codeK11, B01PassengersFY2015[1]255 million LocationKyōto StationLocation within Kyoto cityShow map of Kyoto cityKyōto Station...

علم الفلك في عصر الحضارة الإسلامية

في تاريخ الفلك، يشير علم الفلك الإسلامي أو علم الفلك العربي إلى الإسهامات الفلكية التي تمت في العالم الإسلامي وخصوصا في العصر الإسلامي الذهبي (القرون 8-15)[1] والتي كتبت غالبا باللغة العربية. وقعت أغلب هذه الإسهامات في الشرق الأوسط وآسيا الوسطى والأندلس وشمال أفريقيا وبع...

 

System context diagram

Engineering diagram displaying high level system-environment relationships Example of a system context diagram.[1] A system context diagram in engineering is a diagram that defines the boundary between the system, or part of a system, and its environment, showing the entities that interact with it.[2] This diagram is a high level view of a system. It is similar to a block diagram. Overview System context diagrams show a system, as a whole and its inputs and outputs from/to ext...

 

Confederação Brasileira de Cinofilia

Confederação Brasileira de Cinofilia (transl. Brazilian Confederation of Cynophilia) or CBKC is a Brazilian kennel club confederation based in Rio de Janeiro. The confederation is affiliated with the Fédération Cynologique Internationale (FCI), being the only representative of this system in Brazil.[1] Operation A pedigree issued by the Confederação Brasileira de Cinofilia. The CBKC was created as successor to the agreements of the former Brazil Kennel Club and now congreg...

Cour-et-Buis

Cour-et-BuiscomuneCour-et-Buis – Veduta LocalizzazioneStato Francia RegioneAlvernia-Rodano-Alpi Dipartimento Isère ArrondissementVienne CantoneRoussillon TerritorioCoordinate45°26′N 5°00′E45°26′N, 5°00′E (Cour-et-Buis) Altitudine462 e 328 m s.l.m. Superficie13,6 km² Abitanti858[1] (2009) Densità63,09 ab./km² Altre informazioniCod. postale38122 Fuso orarioUTC+1 Codice INSEE38134 CartografiaCour-et-Buis Sito istituzionaleModifica dati su Wikid...

 

Poison Idea

American punk rock band This article needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed.Find sources: Poison Idea – news · newspapers · books · scholar · JSTOR (August 2014) (Learn how and when to remove this message) Poison IdeaPoison Idea performing in Germany, 2012Background informationOriginPortland, Oregon, U.S.GenresPunk rock, hard...