Wise (azienda)

Wise
Logo
Logo
StatoRegno Unito (bandiera) Regno Unito
Forma societariaSocietà per azioni
Fondazione2011 a Londra
Fondata daTaavet Hinrikus e Kristo Käärmann
Sede principaleLondra
SettoreFinanza
Prodotti
Dipendenti1000 (2018)
Slogan«The Cheapest Way to Send Money Abroad (Il modo più conveniente di inviare denaro all'estero)»
Sito webwise.com/
Modifica dati su Wikidata · Manuale

Wise è un'azienda multinazionale britannica che opera nel settore dei servizi di trasferimento di denaro.

Fondata nel 2011 con il nome di TransferWise da Taavet Hinrikus, il primo impiegato di Skype, e Kristo Käärmann, un ex consulente finanziario, oggi supporta circa 645 rotte monetarie e fornisce servizi di trasferimento di denaro con copertura quasi totale in Europa, Asia, America, Oceania, nonché in Sudafrica, Ghana, Kenya, Nigeria, Egitto e Marocco. Il 22 febbraio 2021 ha annunciato il cambio di nome da TransferWise a Wise[1][2][3][4].

Come funziona

Come funziona Wise (in lingua inglese)

Similmente al sistema di pagamenti hawala, Wise adotta il principio del peer-to-peer per trasferire denaro in tutto il mondo[5]. Ad esempio, se un cliente tedesco ha intenzione di trasferire sterline in Regno Unito, gli verrà richiesto di versare la somma in euro dal suo conto locale tramite carta o bonifico, in favore di un conto Wise denominato in euro.

Wise riceverà il denaro e si preoccuperà di convertirlo in sterline, inviandolo tramite una banca partner direttamente sul conto del destinatario finale. Pertanto, il denaro verrà trasferito all'estero tramite due pagamenti locali, invece che internazionali: ciò consente di abbattere significativamente i costi e risparmiare fino al 90% rispetto ai tradizionali bonifici bancari internazionali offerti dalle banche.

Infine, Wise applica il tasso medio di mercato per tutti i suoi trasferimenti di denaro, oltre ad applicare una commissione.

Note

  1. ^ Cristiano Ghidotti, Fintech: TransferWise cambia nome e diventa Wise, in Punto Informatico, 25 febbraio 2021.
  2. ^ Steve O'Hear, TransferWise rebrands as Wise ahead of an expected IPO, in TechCrunch, 22 febbraio 2021. URL consultato il 22 febbraio 2021.
  3. ^ Freya Pratty e Amy Lewin, TransferWise becomes Wise, in Sifted, 22 febbraio 2021. URL consultato il 22 febbraio 2021.
  4. ^ Annie Musgrove, Transferwise rebrands to Wise, in Tech.eu, 22 febbraio 2021. URL consultato il 22 febbraio 2021.
  5. ^ Transferwise: Come Funziona, su forumeconomiadigitale.com.

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