Crédit lombard

Le crédit lombard ou avance sur nantissement est un prêt à taux fixe adossé à des investissements donnés en garantie. Les crédits lombard sont consentis contre nantissement de valeurs patrimoniales très liquides (actions, emprunts ou certains contrats d’assurance-vie avec valeur de rachat)[1].

Les solutions de crédit lombard s’adressent à des particuliers ou à des sociétés à but patrimonial.

Grâce au crédit lombard, les actifs restent investis et l'emprunteur conserve tous les avantages qui leur sont attachés. Il permet de profiter de situations de placement intéressantes offertes sur le marché tout en conservant les actifs. En revanche, si les valeurs patrimoniales conservées dans le dépôt perdent de la valeur, l'emprunteur doit apporter davantage de valeurs en garantie ou accepter une diminution correspondante du montant du crédit.

Il est surtout utilisé comme produit de défiscalisation en substituant un revenu par un crédit.

Notes et références

Voir aussi

Articles connexes

Read other articles:

Lambang Provinsi Papua Barat Peta lokasi Provinsi Papua Barat di Indonesia Artikel utama: Daftar kabupaten di Indonesia menurut waktu pembentukan Berikut adalah artikel mengenai Daftar kabupaten dan/atau kota di Papua Barat berdasarkan waktu pembentukan yang diurutkan berdasarkan abjad. Referensi berdasarkan Undang-Undang Republik Indonesia yang pertama dikeluarkan saat pembentukan kabupaten/kota tersebut meskipun terdapat perundang-undangan terbaru dikemudian hari. No. KodeKemendagri Kabupa...

 

Standard codes for geographical names Geographic code redirects here. Not to be confused with Geographic coding. This article may rely excessively on sources too closely associated with the subject, potentially preventing the article from being verifiable and neutral. Please help improve it by replacing them with more appropriate citations to reliable, independent, third-party sources. (March 2018) (Learn how and when to remove this template message) ISO 3166 is a standard published by the In...

 

Keuskupan HildesheimDioecesis HildesiensisBistum HildesheimKatolik Katedral Santa Maria, HildesheimLokasiNegara JermanWilayahHildesheim, Sachsen HilirProvinsi gerejawiHamburgStatistikLuas30.000 km2 (12.000 sq mi)Populasi- Total- Katolik(per 2013)5.349.318616,210 (11.5%)InformasiDenominasiKatolik RomaRitusRitus RomaPendirian815KatedralKatedral Santa MariaPelindungSt. GodehardusMaria, bunda AllahKepemimpinan kiniPausFransiskusUskupHeinerius WilmerUskup ag...

Prison in Libya 32°50′0″N 13°10′26″E / 32.83333°N 13.17389°E / 32.83333; 13.17389 People at a Benghazi rally looking at the photos of victims of Abu Salim prison massacre (February 2011) Abu Salim prison (Arabic: سجن أبو سليم) is a maximum security prison in Tripoli, Libya. The prison was notorious during the rule of Muammar Gaddafi for alleged mistreatment and human rights abuses, including a massacre in 1996 in which Human Rights Watch estimated...

 

Archaeological site in Louisiana, US This article's lead section may be too long. Please read the length guidelines and help move details into the article's body. (July 2022) Watson BrakeArtist's conception of the Watson Brake SiteLocation within Louisiana todayShow map of LouisianaShow map of the United StatesWatson Brake (North America)Show map of North AmericaLocationLogtown, Ouachita Parish, Louisiana, USARegionOuachita Parish, LouisianaCoordinates32°22′6.31″N 92°7′53.00...

 

Post–Russian Empire states Main article: Dissolution of the Russian Empire This article has multiple issues. Please help improve it or discuss these issues on the talk page. (Learn how and when to remove these template messages) This article relies largely or entirely on a single source. Relevant discussion may be found on the talk page. Please help improve this article by introducing citations to additional sources.Find sources: Pro-independence movements in the Russian Civil War ...

2008 Spanish filmThe Blind SunflowersSpanishLos girasoles ciegos Directed byJosé Luis CuerdaWritten byJosé Luis CuerdaRafael AzconaBased onThe Blind Sunflowersby Alberto MéndezProduced byFernando BovairaJosé Luis CuerdaEmiliano OteguiStarring Maribel Verdú Javier Cámara Raúl Arévalo Irene Escolar Martiño Rivas José Ángel Egido Roger Princep CinematographyHans BurmannEdited byNacho Ruiz CapillasMusic byLucio GodoyDistributed bySogecineRelease date August 29, 2008 (200...

 

爱德华·谢瓦尔德纳泽ედუარდ შევარდნაძე第2任格鲁吉亚總統任期1995年11月26日—2003年11月23日前任茲維亞德·加姆薩胡爾季阿继任米哈伊尔·萨卡什维利苏联外交部部长任期1985年7月2日—1990年12月20日总书记米哈伊尔·戈尔巴乔夫前任安德烈·葛罗米柯继任亚历山大·别斯梅尔特内赫 个人资料出生(1928-01-25)1928年1月25日苏联外高加索苏维埃联邦社会主义共和国古...

 

Election in Indiana For the federal election, see 2022 United States House of Representatives elections in Indiana. 2022 Indiana House of Representatives election ← 2020 November 8, 2022 (2022-11-08) 2024 → All 100 seats in the Indiana House of Representatives51 seats needed for a majority   Majority party Minority party   Leader Todd Huston Phil GiaQuinta Party Republican Democratic Leader's seat 37th-Fishers 80th-Fort Wayne Last elect...

Expansion for the video game The Elder Scrolls V: Skyrim 2012 video gameThe Elder Scrolls V: Skyrim – DawnguardDeveloper(s)Bethesda Game StudiosPublisher(s)Bethesda SoftworksComposer(s)Jeremy SouleSeriesThe Elder ScrollsEngineCreation EnginePlatform(s)Xbox 360Microsoft WindowsPlayStation 3PlayStation 4Xbox OneNintendo SwitchPlayStation 5Xbox Series X/SRelease June 26, 2012 Xbox 360WW: June 26, 2012Microsoft WindowsWW: August 2, 2012PlayStation 3NA: February 26, 2013EU: February 27, 2013PS4,...

 

Pejorative slang term for Native Americans Red people redirects here. For the Malaysian online supergroup and artist management company, see RED People. For other uses, see Redskin (disambiguation). Redskin is a slang term for Native Americans in the United States and First Nations in Canada. The term redskin underwent pejoration through the 19th to early 20th centuries[1] and in contemporary dictionaries of American English, it is labeled as offensive, disparaging, or insulting....

 

The Indiana Code in book form The Indiana Code is the code of laws for the U.S. state of Indiana. The contents are the codification of all the laws currently in effect within Indiana. With roots going back to the Northwest Ordinance of 1787, the laws of Indiana have been revised many times. The current approach to updating Indiana Code began in 1971 when the Indiana Statute Revision Commission began a complete rearrangement. The first official edition of the Indiana Code was published in 1976...

Disney Channel Gamesангл. Disney Channel Games Жанры олимпийские игры, реалити-шоу, игровое шоу Создатель Арт Шпигель Ведущий Различные звезды канала Дисней Начальная тема Let's Go! (2008) Страны производства  США  Канада Язык английский Число сезонов 3 Число выпусков 24 (Первый: 9, Второй: 10...

 

Bat

Order of flying mammals For the sporting equipment, see Baseball bat, Cricket bat, and Table tennis bat. For other uses, see Bat (disambiguation). Bats and Chiroptera redirect here. For other uses, see Bats (disambiguation) and Chiroptera (disambiguation). BatsTemporal range: Eocene–Present PreꞒ Ꞓ O S D C P T J K Pg N Scientific classification Domain: Eukaryota Kingdom: Animalia Phylum: Chordata Class: Mammalia Clade: Scrotifera Clade: Apo-Chiroptera Order: ChiropteraBlumenbach, 1779 Su...

 

Questa voce o sezione sull'argomento linee ferroviarie non cita le fonti necessarie o quelle presenti sono insufficienti. Puoi migliorare questa voce aggiungendo citazioni da fonti attendibili secondo le linee guida sull'uso delle fonti. Linea principale NankaiNome originale南海本線 Stati attraversatiGiappone InizioNamba FineWakayamashi Attivazione1885 GestoreFerrovie Nankai Precedenti gestoriFerrovie Hankai Lunghezza64,2 km Scartamento1067 mm Elettrificazione1500 V DC Diramazi...

You can help expand this article with text translated from the corresponding article in German. (June 2012) Click [show] for important translation instructions. View a machine-translated version of the German article. Machine translation, like DeepL or Google Translate, is a useful starting point for translations, but translators must revise errors as necessary and confirm that the translation is accurate, rather than simply copy-pasting machine-translated text into the English Wikipedia...

 

Bauernhof Bauernstraße 21 Blick von Nordwesten, vor dem Haus der Bauernstein Bauernstraße 21 ist ein denkmalgeschützter Bauernhof im zur Gemeinde Flechtingen gehörenden Dorf Behnsdorf in Sachsen-Anhalt. Inhaltsverzeichnis 1 Lage 2 Architektur und Geschichte 3 Literatur 4 Einzelnachweise Lage Der Bauernhof befindet sich in einer das Straßenbild prägenden Lage auf der Ostseite der Bauernstraße im Ortszentrum von Behnsdorf. Vor dem Hof liegt der Bauernstein Behnsdorf. Architektur und Gesc...

 

22 Long Rifle Remington Subsonic hollowpoint ammunition. Un écoulement fluide autour d'un obstacle est en régime subsonique lorsque le nombre de Mach est inférieur au Mach critique qui correspond à l'apparition d'une onde de choc. Approximation incompressible Le nombre de Mach mesure l'importance de la compressibilité du fluide qui peut donc être négligée lorsqu'il est suffisamment petit (la limite 0,3 est généralement utilisée). Dans ces conditions, un obstacle profilé est soumis...

EurocopaItalia 1980 VI Edición Alineación del equipo de la Alemania Democrática contra Islandia, durante la Clasificación para la Eurocopa 1980Datos generalesSede  ItaliaNombre completo UEFA EURO 1980™Recinto 4 (Ver tabla)Estadio Giuseppe Meazza, Estadio Diego Armando Maradona, Estadio Olímpico de Roma y Estadio Olímpico de TurínFecha 11 al 22 de junio de 1980Edición 6Organizador UEFAPalmarésCampeón Alemania Federal Alemania Federal (2.º título)Subcampeón Bélgica...

 

Pour les articles homonymes, voir Ceuta (homonymie). Ville autonome de Ceuta (es) Ciudad Autónoma de Ceuta Armoiries Drapeau Administration Pays Espagne Statut d'autonomie 14 mars 1995 Sièges au Parlement 1 députés2 sénateurs Président Juan Jesús Vivas Lara (PP) Pouvoir législatif Assemblée de Ceuta Code postal 51001–51005 ISO 3166-2:ES ES-CE Démographie Gentilé Ceutien, Ceutienne Population 82 787 hab. (2021) Densité 4 475 hab./km2 Géographie Coordonnées ...