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SPVAT

Seguro Obrigatório para Proteção de Vítimas de Acidentes de Trânsito (SPVAT) (in Portuguese), or Compulsory Insurance for the Protection of Victims of Traffic Accidents), is a mandatory insurance in Brazil that provides compensation to victims of accidents caused by land motor vehicles. It was established in 1974 by Law 6,194/74. It does not apply to trains, boats, aircraft or bicycles, and it does not cover material damages (such as damage to vehicles).[1] However, it does apply to accidents involving land-based automotive vehicles, bicycles and pedestrians.[2]

It ensures financial compensation for accident victims for death (at R$13,500), permanent disability (up to R$13,500), and medical assistance and supplementary expenses (up to R$2,700) – the amounts are set by the National Private Insurance Council – CNSP (which has links with the Ministry of the Treasury), and ratified by Law 11,482/07.[1]

It is compulsory for all motor vehicle owners. It is paid for annually at the start of each year, and it is valid between 1 January and 31 December.[1] Different types of vehicles pay different fees. For cars, the fee was R$101.10 in 2016, R$63.69 in 2017, and R$42 in 2018. For motorbikes it is R$180.65 in 2018 due to higher accident rates.[3] Different fees apply for rental cars, taxis, mopeds, trucks and buses.[4]

References

  1. ^ a b c "DPVAT - Portal Delphos". www.delphos.com.br. Archived from the original on 5 January 2018. Retrieved 6 January 2018.
  2. ^ "Como dar entrada no seguro DPVAT". documentosecertidoes.com. Archived from the original on 19 June 2018. Retrieved 19 June 2018.
  3. ^ "DPVAT para carros tem redução de 35% e será de R$ 42,00 para 2018 - A Tribuna". www.atribuna.com.br (in Brazilian Portuguese). 29 December 2017.
  4. ^ "DPVAT: seguro obrigatório terá redução de 35% em 2018 - Notícias Automotivas". Notícias Automotivas (in Brazilian Portuguese). 20 December 2017.


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