Draft:CreditSmart
Submission declined on 20 July 2026 by Jerodlycett (talk).
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Comment: Of the sources that even contain the term (not all of them do) one isn't even referring to the Australian site. The rest barely have trivial coverage. Jerod Lycett (talk) 06:29, 20 July 2026 (UTC)
| Industry | Consumer education |
|---|---|
| Founded | 2006 |
| Headquarters | Australia |
| Website | creditsmart |
CreditSmart is a consumer education website about credit reporting in Australia, operated by the Australian Retail Credit Association (Arca). The website provides information about credit reports, credit scores, and financial hardship programs.[1][2][3]
Overview
The Australian Retail Credit Association established CreditSmart in 2014 as part of its industry forum activities. The website was created during Australia's transition from negative credit reporting to comprehensive credit reporting systems.[4][5]
Content and purpose
CreditSmart publishes educational material explaining:
- How credit reporting works in Australia[6]
- Consumer rights regarding credit reports[7][8]
- The impact of financial decisions on credit histories
- Changes to credit reporting regulations
Recognition
In 2014, CreditSmart received a MoneySmart Week Award for its consumer education program.[9][10]
References
- ^ Hrysomallis, Caterina (2025-05-06). "Applying for a loan? You'll need to know this magic number". The Sydney Morning Herald. Retrieved 2026-04-10.
- ^ FinTech, Australian (2025-03-21). "What FinTechs need to know about the upcoming Buy Now Pay Later regulations". Australian FinTech. Retrieved 2026-04-10.
- ^ "Arca urges swift action on credit reporting reforms". www.mpamag.com. Retrieved 2026-04-10.
- ^ "Arca proposes credit reporting system modernisation". www.mpamag.com. Retrieved 2026-04-10.
- ^ "How to navigate the end of your fixed rate mortgage". Money magazine. 2023-07-21. Retrieved 2026-04-10.
- ^ "Credit scores and credit reports - Moneysmart.gov.au". moneysmart.gov.au. Retrieved 2026-04-10.
- ^ "A helpful guide to budgeting and managing your money". www.peppermoney.com.au. Retrieved 2026-04-10.
- ^ "External Support Services - CommBank". www.commbank.com.au. Retrieved 2026-04-10.
- ^ Communications, OHFA (2025-04-02). "Homebuyer Education Through CreditSmart Homebuyer U". Oklahoma Housing Finance Agency. Retrieved 2026-04-10.
- ^ "Comprehensive Credit Reporting | Experian Australia". www.experian.com.au. Archived from the original on 2026-02-08. Retrieved 2026-04-10.
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