Rowe is from Ballina, County Mayo. She is the daughter of Alan and Grainne Rowe. She has two older sisters, Lorna and Fiona. Her grandfather, Paddy Jordan, was a member of the Mayo squad that won the 1951 All-Ireland Senior Football Championship Final. Her father is involved with Ballina R.F.C., serving as club chairman and club president. He also works for the family business, Rowear, a clothing company specialising in pyjamas.[3][5][6][7][8] Rowe was educated at The Quay National School[9] and St. Mary's Secondary School.[10][11] She began playing association football aged seven and Gaelic football aged eight. She credits Hugh Lynn, her school principal at The Quay National School, for encouraging her to develop her sporting potential.[5][9] Between 2013 and 2018 Rowe attended Dublin City University on a sports scholarship and trained to be a PE and Biology teacher.[6][9][12][13]
Association football
Clubs
St. Mary's Secondary School
In 2010 Rowe was a member of the St. Mary's Secondary School team that won the FAI Under-16 Schoolsgirls Cup. Rowe scored twice in the semi-final as St. Mary's defeated St. Caimin's Community School, Shannon 2–0. In the final Rowe scored the winner as St. Mary's defeated Moville Community College 2–1.[14][15][16]
In February 2023, Rowe returned to her homeland and signed for Bohemians, in the hope of impressing and being selected by Vera Pauw for the national team.[33]
Central Coast Mariners
In December 2024, Rowe returned to the A-League Women, signing with Central Coast Mariners until the end of the season.[34] Her AFLW club, Collingwood, confirmed that she's still contracted to them too and will return in May 2025 for pre-season training.[35]
In August 2018 it was announced that Rowe had signed a five-month, one season contract with Collingwood in the AFLW.[55][56][57][58] On 2 February 2019 Rowe made her AFLW debut for Collingwood in a 24–23 defeat against Geelong at GMHBA Stadium in round 1 of the 2019 season.[59][60][61][62] At the end of the season, Rowe was named Collingwood's Best First Year Player.[63][64][65][66] She signed a contract to play for Collingwood in 2020, though declined a two-season contract so to ensure she could remain available to play for Mayo.[66][67][68] Rowe improved her output in most statistical areas and was part of the Magpies team that was narrowly eliminated by North Melbourne in the finals series, shortly before the rest of the season was cancelled outright due to the COVID-19 pandemic. She re-signed with Collingwood again for the 2021 season.[69]