Amãna Bank is the first and only licensed commercial bank in Sri Lanka to conduct all its operations under the principles of Islamic banking and be fully disengaged from interest based transactions, offering the full spectrum of retail banking, SME banking, corporate banking, treasury and trade finance services.
The bank has a network of 33 branches, 20 self banking centres and 5,400+ ATM access points and has introduced online banking, online account opening, VISA debit card with SMS alerts, 365 day banking, Saturday banking, extended banking hours, 24x7 cash deposit machines and banking units exclusively for ladies.[citation needed]
Amãna Bank PLC is a stand-alone institution licensed by the Central Bank of Sri Lanka and listed on the Colombo Stock Exchange with Jeddah based IDB Group being the principal shareholder having a 29.97% stake of the Bank. The IDB Group is a ‘AAA’ rated multilateral development Financial institution with a capital base of over US$150 Billion which has a membership of 57 countries.[citation needed]
The bank's head office is located at 486 Galle Road, Colombo,[2] and it maintains branches at 33 locations around the country.[3]
In April 2020,[4]Fitch Ratings assigned Amana Bank PLC a rating of ("BB+" with a Stable Outlook).[5]