A 1991 NCAA rule change required athletic programs to maintain all of their sports at the same division level by the 1993 season. In order to comply, 28 Division I programs with football teams at the Division II and Division III levels were forced to upgrade their programs to the Division I level, and all of them (at least initially) chose Division I-AA as their new football home.
The rule change led directly to the establishment of the Pioneer Football League, a non-scholarship football conference at the Division I-AA level with six founding members, all of which had played in Division II or III: Butler, Dayton, Drake, Evansville, San Diego, and Valparaiso.
It also led to the creation of the American West Conference, initially a football-only conference at the Division I-AA level with five founding members, all formerly in Division II: UC Davis, Cal Poly, Cal State Northridge, Sacramento State, and Southern Utah.[2]
The Metro Atlantic Athletic Conference, an existing Division I conference, also began sponsoring football in order to accommodate these new I-AA football programs.
Only the top four teams in the field were seeded, with the NCAA placing others teams in the bracket to avoid early round matchups between teams from the same conference.[5] This was the first season that the NCAA did not use an in-house poll process for I-AA ranking purposes; independent polling by The Sports Network wire service was used.[6] The site of the title game, Marshall University Stadium, had been predetermined months earlier.[7]